Sales agents may accept commissions from:

Sales agents may accept commissions from:

• A. Their Sponsoring Broker Only
• B. The Client
• C. The Mortgage Lender
• D. Any Of The Above

Answer: (C)

The key idea here is who can provide the payment to a real estate agent’s commission. In many transactions, the commission is paid through the broker from the proceeds of the sale, typically funded by the seller. However, there are permitted lender-paid compensation arrangements where a mortgage lender can contribute to the agent’s compensation as part of the buyer’s financing package, as long as everything is properly disclosed and compliant with applicable laws. That’s why, in this context, the mortgage lender is listed as a possible source of the commission. The sponsoring broker and the client aren’t the typical direct payers in every situation, and lender-paid arrangements require specific disclosures and legal compliance, which is why the focus here is on the lender as a potential source of compensation.

The key idea here is who can provide the payment to a real estate agent’s commission. In many transactions, the commission is paid through the broker from the proceeds of the sale, typically funded by the seller. However, there are permitted lender-paid compensation arrangements where a mortgage lender can contribute to the agent’s compensation as part of the buyer’s financing package, as long as everything is properly disclosed and compliant with applicable laws. That’s why, in this context, the mortgage lender is listed as a possible source of the commission.

The sponsoring broker and the client aren’t the typical direct payers in every situation, and lender-paid arrangements require specific disclosures and legal compliance, which is why the focus here is on the lender as a potential source of compensation.